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Merchant Cash Advance

Flexible Finance When You Need It

PaymentPlus is the first merchant services provider in Ireland to offer Merchant Cash Advance services. A Merchant Cash Advance is a new source of business funds based on the monthly average card takings from your card payment terminal. The advance plus a fixed fee is paid back using an agreed percentage of daily credit/debit card takings until repayment is made in full. Cash Advance services have been available to businesses in the UK for nearly 10 years and we are delighted to be able to launch this new flexible funding service in Ireland. 

How Much Funding Do I Qualify For? 

PaymentPlus can fund between €5,000 and €150,000 per facility. The amount funded is based on your average card takings over a 12 month period. So if you average €15,000 of card takings per month, we can provide a Cash Advance of €15,000. 

Cash Advance vs Bank Loan

A Cash Advance is an innovative new source of funding for your business compared to a traditional bank loan:

  • Fast access to funding - applications approved in days 
  • No business plans required 
  • No need to change providers or bank 
  • Flexible repayments - payback as you earn 
  • Access to a new line of credit 

Common Uses

A Cash Advance is ideal for many different types of business. The advance can be used in any way you like to grow and improve your business, and is often used alongside other sources of funding e.g. equipment leasing. Common uses are as follows:

  • Renovation
  • Expansion
  • Inventory/stock
  • Equipment upgrade
  • Website development
  • Opportunity funding
  • Emergency funding
  • Marketing/Training
  • Trade Shows

Apply Today

Contact our sales team ( and we will contact you to discuss your requirements or call us on 01 9017700

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Contact us today and start saving money on your card acceptance rates. We will contact you to discuss your requirements.

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